• Credit Cards

    VISA® Credit Card

    Our Visa® Platinum Preferred and Visa® Classic credit cards are designed to help you manage your account sensibly. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. Use your card when making a purchase wherever Visa® is accepted. Your new card offers:

    • A low variable rate
    • No annual fee
    • Free online account information
    • Worldwide acceptance
    • Cash advance at thousands of ATMs
    • Auto rental insurance
    • Automatic payment option
    • Travel accident insurance coverage
    • Prompt, expert service you've come to expect from your community bank


    Apply Here

    VISA® Business Credit Card

    Controlled Spending
    Manage your company's cash flow conveniently and efficiently with a VISA® Business Card. Its flexibility allows you to preset spending limits for each employee cardholder. Online account information helps you monitor available funds 24/7. Detailed monthly statements and quarterly reports itemize your business expenditures to help you track expenses and prepare for tax season.

    Secure Transactions
    Fraud monitoring helps detect suspicious activity early. Visa® Zero Liability protects against unauthorized card use and grants provisional credit.

    Worldwide Acceptance
    The Visa® Business Card gives you international buying power. Use it everywhere Visa® is accepted. Purchase office equipment, order supplies online, or dine with clients.

    Apply Here

    Have you seen our new Credit Card App?  Click Here to learn more

  • Online Banking

    At Chisholm Trail State Bank, we understand that time is a valuable asset. With Chisholm Trail State Bank Online Banking, we've made it quick and easy for you to bank with us anytime, anywhere!
    Bank at your convenience with secure online account access 24 hours a day, 7 days a week.

    • Check account balances.
    • Transfer funds.
    • Receive e-mail notifications.
    • View images of cleared checks.
    • And...IT'S FREE.
  • Online Bill Pay

    Once you've signed up for Online Banking, you can keep your finances in order with our Online Bill Pay. Pay bills, electronically, view pending payments and more! It's quick, easy and secure.

    • Pay bills - either one-time or recurring payments, scheduled by payment date.
    • Save a list of payment recipients - easily add, delete or edit payees.
    • View pending payments - verify payment information.
    • Set up automatic payments - customize bill payments to automatically pay.
    • View payment history - review payments over a specified time period by date, amount, category, or by payee.
    • Receive and view incoming bills - receive electronic versions of your paper bills.
    • Receive e-mail notifications - on bill payment activity.
    • Generate reports - customize bill pay activity reporting.
  • Online Statements

    Simplify your life with less paper! Online Statements are just like your paper statements, but with more advantages.

    • No more waiting for mail - your statement is ready online within hours of the statement being produced.
    • Notification of statement being ready by e-mail.
    • File is viewable with free Adobe Reader.
    • You can store your statements on your computer.
    • Print statements in exact form as you receive today.
    • And IT'S FREE.
  • Other Banking Services & Fees
    Negotiable Items 
    Cashier's Checks - Customer$5.00 each
    Customer Counter Checks$1.00 each
    NSF/Returned Item/Stop Pay 
    Overdraft/Insufficient Funds$30.00 each
    Overdraft Protection$6.00 per transfer
    Recleared Deposit Item - Domestic$7.50 each
    Returned Deposit Item - Domestic$7.50 each
    Returned Deposit Item - Foreign$10.00 each
    Stop Payment$30.00 each
    Collection Item - Domestic$20.00 each
    Collection Item - Foreign$40.00 each
    Early Account Closing Fees(less than 90 days)$25.00 each
    ATM/VISA Check Card 
    Non-CTSB ATM Transactions$1.00 each
    Replacement Card or PIN$5.00 each
    Immediate Issue Card$15.00 each
    Online or Mobile Banking Funds TransfersNo Charge
    Telephone Transfer with Representative$5.00 each
    Wire Transfer Fees 
    Incoming (Domestic) - Customer$15.00 each
    Outgoing (Domestic) - Customer$20.00 each
    Incoming (Foreign) - Customer$50.00 each
    Outgoing (Foreign) - Customer$50.00 each
    Depository Bags 
    Lock Bag$25.00 each
    Zipper Bag$5.00 each
    Night Deposit Keys$5.00 per key refundable
    Other Fees 
    Record Research$30.00 per hour
     $2.00 per page
     1 hour minimum
    Account Reconciliation$30.00 per hour
     1 hour minimum
    Dormant Account$10.00 per month
    Checking 12/mos under $100 
    Savings 12/mos under $100 
    Statement Copy (last 3 months)$5.00 each