Personal Checking Accounts

Chisholm Trail State Bank offers a variety of checking accounts, allowing us to meet your individual financial needs. We believe that our accounts are personalized to fit each person's individual tastes and are very competitive in today's market.

  • E-Z Checking
    • A minimum deposit of $100.00 is required to open this account.
    • No minimum balance requirement.
    • No monthly maintenance fee.
    • No transaction fee.
    • Unlimited check writing.
    • Free online account access.
    • Free Bill Pay Service.
  • Incentive Checking
    • A minimum deposit of $1,000.00 is required to open this account.
    • No monthly maintenance fees if a minimum balance of $1,000.00 or an average balance of $2,500.00 is maintained. Otherwise, a $10.00 maintenance fee, and a $0.20** transaction fee is assessed.
    • Interest paid monthly on average collected balances of $1,000.00 or more
    • Free online account access.
    • Free Bill Pay Service.

     

    **Each deposit, withdrawal, and electronic entry posted is a transaction.

  • Ultimate 50 Checking
    • Available to anyone age 50 or over.
    • A minimum deposit of $100.00 is required to open this account.
    • No monthly maintenance fees if minimum balance of $100.00 is maintained. Otherwise, a $7.50 maintenance fee is assessed.
    • Unlimited check writing.
    • Free initial order of 50 personalized checks.
    • Discount on selected Ultimate 50 checks.
    • No charge for Cashier's Checks (Limited).
    • Free initial insant issue of Instakey card or Visa Check card.
    • Interest paid monthly on average collected balances of $1,000.00 or more
    • Free online account access.
    • Free Bill Pay Service.